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Required Documents

  • Signed mortgage commitment, provided by the bank
  • Employment letter(must be on company letter head, stating annual salary, how long employed and position)
  • Copy of recent payslip
  • Copy of offer to purchase and feature sheet
  • Downpayment verification
  • 3 month account history or statement
  • Gift letter & receipt of deposit
  • Sale of home and recent mortgage statement
  • Copy of investment statement(RRSP statement, mutual funds, stocks or GIC statement etc.)
  • Verification you have funds for legal fees to close the mortgage.
  • Lawyers name, address and phone number

If Self Employed:

  • Income verification
    • 3 years notice of assessment
    • 3 years Financial Statements if limited company
    • Copy of last T-1 general file
  • Downpayment verification same as above
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